DCU Routing Number: 211391825
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DCU is for everyone.
That’s why we offer great rates on savings, competitive loan rates, and a variety of additional services designed to meet your needs.
Exclusive Member Benefits and Discounts
- $300 yearly ATM fee reimbursement – with recurring direct deposit of at least $500 of income per calendar month and make at least 5 qualifying transactions per month.2
- Discount on Consumer Loans – receive an extra 0.50% rate discount on most consumer loans by maintaining a recurring direct deposit of at least $500 of income per calendar month.1
- Get paid up to two days early – with a recurring direct deposit of your paycheck, retirement, Social Security, or other recurring monthly income.1
- Goals-Based Banking – through innovative tools and technology, you will benefit from personalized strategies and flexible savings options that help you make every dollar count.
Membership Eligibility
Our inclusive membership policy means you can join through an existing affiliation, or a one-time donation (as low as $10) to one of our listed organizations
Apply in 3 Easy Steps
STEP 1
Click "Join Now" below > Click "Join DCU!" on the following page.
STEP 2
Read and Accept the E-Sign Agreement
STEP 3
Select which accounts you'd like to open > Complete the application.
Membership Benefit Levels
While every member has access to most of our great benefits, the more a member does with DCU, the more those benefits multiply. Check out the information below for a detailed description of benefits by level.
Every member enjoys these benefits automatically.
- No minimum balances or monthly maintenance fees
- FREE use of DCU Digital Banking – carrier data and message rates may apply
- FREE DCU Visa® Debit Card with EMV chip – upon approval
- And more
Enjoy all the Basic Member Benefits plus the following.
- Paid up to two days early with Direct Deposit.
- Up to $10 per month ($120 per year) in reimbursements for ATM fees charged by other institutions.
- 0.50% discount on most consumer loans, when the loan is paid with electronic payment.
¹How to Qualify: Add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, Social Security, or other monthly income) to your checking account, excluding HSA Checking Accounts. Social Security is exempt from the $500 per calendar month minimum. If at any time you fail to maintain these qualifications, your benefit level will be automatically adjusted without notice and you will no longer be eligible to receive the associated benefits.
Enjoy all the Plus Member Benefits and the following.
- Up to $25 per month ($300 per year) in reimbursements for ATM fees charged by other institutions.
- FREE DCU Custom-style checks (80/year).
²How to Qualify: Add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, Social Security, or other monthly income) to your checking account, excluding HSA Checking Account AND make at least 5 transactions per month (qualifying transaction types include debit and/or credit card transactions, ACH transfers, Point of Sale (POS) transactions, bill pay payments, balance transfers to your DCU Visa Credit Card, and Pay a Person transactions that post and clear your account within the same calendar month). Social Security is exempt from the $500 per calendar month minimum. If at any time you fail to maintain these qualifications, your benefit level will be automatically adjusted without notice and you will no longer be eligible to receive the associated benefits.
The DCU Way
These three principles are at the heart of everything we do.
People Come First
Do the Right Thing
Make a Difference
853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
